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KOPUTRI
TAWARRUQ FINANCING

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PRODUCT FEATURES

  • Funding Amount: up to RM100,000

  • Financing Period: 1- 10 years

  • Profit Rate (Fixed Rate): 5.9% per year

  • Takaful protection: Yes, 4% of the total funding

  • Guarantor: None

  • Collateral: None

  • Deposit: None

  • Registration fees: RM10

  • Processing Fees: RM100

  • Early Installment: 3 months

  • Stamp duty: 0.5% of the total financing

  • Cooperative Shares (returned): RM100 

  • Charitable Contribution: RM50 

  • Membership Advance Fee (partially refundable): RM180 (6 months x RM30) 

  • Member's Monthly Fund: RM30

  • Payment method: Salary deduction through the Space Service Bureau (BPA)

More information on Tawarruq Financing, including Payment Schedule

REMINDER: Choice of financial products based on the qualifications and profile you fill in during the matching process. Financial offers and personal financing profit rates may depend on individual risk levels or other criteria (determined by the financial institution). As-Sidq does NOT issue any financial products or charge additional fees to apply for the financial products displayed on this site.

QUALIFICATIONS

  • Citizens: Malaysia only

  • Age Requirements: 21 - 54 years 

  • Minimum Monthly Income: RM1,800 gross salary per month (including allowances)

  • Jobs: Government Staff and Royal Malaysian Police Statutory Body, with a permanent position and have served for a minimum of 8 months

  • Discount not exceeding 60%

  • High external commitment, CCRIS/CTOS are also eligible to apply

DOCUMENTS THAT NEED TO BE PROVIDED

  • Copy of Identity Card (3 copies certified by employer) 

  • 1 month of the most recent original salary statement and 3 copies for each of the most recent months (certified by the employer)

  • Copy of salary slip for the last 3 months (3 copies for each month verified) 

  • Utility bills (eg: water, electricity, Astro confirmed bills)

  • 1 copy of CIMB passbook

  • Initial settlement statement (if applicable)

Sign up and find the best financial product match for you

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