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KOBETA
PERSONAL FINANCING
SPEED-i

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PRODUCT FEATURES

  • Funding Amount: RM2,000 - RM250,000

  • Financing Period: 10 years only

  • Profit Rate (Fixed Rate): 5.99% per annum

  • Takaful protection: Yes, 8% of the total funding

  • Guarantor: None

  • Collateral: None

  • Deposit: None

  • Registration fees: RM10

  • Processing Fees: RM100

  • Early Installment: 3 months

  • Stamp duty: 0.5% of the total financing

  • Early Settlement Fee: None (will be given a rebate (Ibra'))

  • Cooperative Shares (returned): RM500 

  • Charitable Contribution: RM50 

  • Membership Advance Fee (partially refundable): RM540 (18 months x RM30) 

  • Member's Monthly Fund: None

  • Payment method: Salary deduction through the Space Service Bureau (BPA)

 

More information on Speed-i Personal Financing

REMINDER: Choice of financial products based on the qualifications and profile you fill in during the matching process. Financial offers and personal financing profit rates may depend on individual risk levels or other criteria (determined by the financial institution). As-Sidq does NOT issue any financial products or charge additional fees to apply for the financial products displayed on this site.

QUALIFICATIONS

  • Citizens: Malaysia only

  • Requirement Age: 21 - 59 years

  • Minimum Monthly Income: RM1,500 gross salary per month (including allowances)

  • Jobs: Employees of the Federal Government, State Government and statutory bodies only, with a permanent position and have served for a minimum of 6 months (except Military Members)

  • Discount not exceeding 50% and 60%

  • There is no record of a CTOS suit

DOCUMENTS THAT NEED TO BE PROVIDED

  • Identification Card (3 copies) 

  • Copy of the latest 3 months salary slip (3 copies per month) 

  • The latest settlement statement to settle (overlap) old loans 

  • Position Confirmation Letter 

  • Copy of Maybank Savings Account Statement/Book (1 copy) 

  • Retirement option letter if over 50 years old 

  • "Allotment Form" for applicants from Sabah and Sarawak (5 copies) 

  • Emolument Letter from Kuala Lumpur City Hall (DBKL) staff (1 copy)

Sign up and find the best financial product match for you

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