top of page
retro-living-room-2021-08-26-15-43-18-utc.jpg

PERSONAL FINANCING-i 
YAYASAN IHSAN RAKYAT

as-sidq-rakan-institusi08.png

PRODUCT FEATURES

  • Funding Amount: RM2,500 - RM300,000

  • Financing Period: 1 - 10 years 

  • Profit Rate (Fixed Rate): Between 6.65% - 9.99% per annum

  • Takaful Protection: None

  • Guarantor: None

  • Collateral: None

  • Wakalah Fee: RM80

  • Legal Fees: None

  • Service Charges: Based on the products offered

  • Collection Fee: 2.0% based on monthly payment amount (recurring every month)

  • Stamp duty: 0.5% of the total financing

  • Early Settlement Statement Charges: RM100 per request (if applicable)

  • Payment method: Salary deduction through monthly salary deduction or Direct Debit facility (standing order), if the monthly salary deduction scheme cannot be activated and/or terminated.

Disclosure sheets of Personal Financing Products-i Yayasan Ihsan Rakyat (Bilingual)
Personal Financing Products FAQ-i Yayasan Ihsan Rakyat (English)

REMINDER: Choice of financial products based on the qualifications and profile you fill in during the matching process. Financial offers and personal financing profit rates may depend on individual risk levels or other criteria (determined by the financial institution). As-Sidq does NOT issue any financial products or charge additional fees to apply for the financial products displayed on this site.

QUALIFICATIONS

Nationality: Malaysia only
Debt Service Ratio/DSR: Less than 60% of gross salary
Age Requirements: 20 - 58
Minimum Monthly Income: RM1,500 gross salary per month (including allowances)
Occupation: Permanent Employees (or KEMAS contracts) Federal Government, State Government, Government Agencies/ Selected Statutory Bodies, GLC or Police only.

DOCUMENTS THAT NEED TO BE PROVIDED

  • Photocopy of identity card

  • A copy of the latest 3 months salary slip

  • Position Confirmation Letter 

  • Copy of Statement/Book of Savings Account

Sign up and find the best financial product match for you

daftar-pembiayaan-peribadi.png
bottom of page